Follow our simpleSteps to buying
Let us take you through each step of buying your new home and help you understand what the process looks like in 9 simple steps.
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It's not that complicated
Buying a new home is a really exciting time. There are a few steps to go through, but it's not that complicated. If you are buying one of our shared ownership homes the steps are just the same as buying a home outright, except you will have to undertake some financial assessments. Our hosts are on hand to answer questions and to support you at every step.
It's not that complicated
Buying a new home is a really exciting time. There are a few steps to go through, but it's not that complicated. If you are buying one of our shared ownership homes the steps are just the same as buying a home outright, except you will have to undertake some financial assessments. Our hosts are on hand to answer questions and to support you at every step.
Lets begin
Your buying journey starts here
Step 1 - Initial internal assessment (if you are buying a shared ownership home)
It’s not as ominous as it sounds – we will confirm if you are eligible for the property you have chosen and carry out a quick affordability assessment with you.
Step 2 - Viewing
We’ll make an appointment for you to view the property so you can have good look around, make sure it’s the one for you and ask any questions.
Step 3 - Reservation
You’ve made your choice and you can secure your property with a reservation fee (we will take this fee out of the money we receive on completion).
Step 4 - Financial assessment
At this stage you will need to have a full financial assessment with an independent financial advisor.
Step 5 - Choose a solicitor
You can choose a solicitor now to help purchase your new home. If needed, make sure you choose one who is experienced in shared ownership sales, we can recommend some for you to choose from.
Step 6 - Notification of sale
You’re nearly there. We will send an instruction of sale to your solicitor and ours to begin the conveyancing process. You have 28 days to exchange contracts.
Step 7 - Home demonstration
After exchanging contracts and before your sale completes, you will have the opportunity to view your home and learn how everything works.
Step 8 - Completion
On the day of completion, the money to buy your home is transferred from your solicitor to ours. We will arrange to meet you at your new home to give you your keys.
Take your first step
Getting on the property ladder is as simple as that! Give us a call now on 0800 030 8888 and let us help you take your first steps.
Keen to find out more?
Whether you’d like to book a viewing or simply have a quick introductory chat, our helpful advisory team would love to hear from you.