Bowlers Court

Plot 2 - Galleywood

Springfield Road, Chelmsford, CM2 6JG

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  • Ground floor flat
  • 1 bedroom

Price from

£59,375* with shared ownership

Springfield Road Plot03 Kitchen 01

1 of 4

About this home

Our new one-bedroom flats at Bowlers Court, Chelmsford offer far more than you’d expect.

The U-shaped fitted kitchen is nicely tucked away from the open-plan living and dining room, meaning you’re never too far away from your family or guests but the kitchen mess is nicely hidden!

We have maximised space with a generous bedroom and bathroom with a decent store in the entrance hallway.

A Juliet balcony leads off from the living/dining room to complete this home.

Key features

  • Juliet balcony
  • Available through shared ownership
  • Zanussi appliances included
  • Large windows let in floods of natural light
  • Extra security with a video entry system
  • Generous open-plan layout

Floor plans

2D floorplan of Waltham apartment type at Bowlers Court

1-Bedroom apartment

Kitchen
2.91m x 2.29m
9ft 7 x 7ft 6
Living/dining area
4.65m x 4m
15ft 3 x 13ft 1
Master bedroom
3.67m x 3.08m
12ft x 10ft 1
Total floor area
53m2
570.5sq. ft.
Kitchen
2.91m x 2.29m
9ft 7 x 7ft 6
Living/dining area
4.65m x 4m
15ft 3 x 13ft 1
Master bedroom
3.67m x 3.08m
12ft x 10ft 1
Total floor area
53m2
570.5sq. ft.

Home specifications

Kitchen

A modern fitted kitchen including:

  • Artic marble-style worktops

  • Matt smooth indigo cupboards

  • Glass splashback

  • Soft close doors and drawers

  • Zanussi single oven, ceramic hob, and extractor hood

  • Zanussi integrated fridge/freezer

  • Zanussi washer/dryer

clock-house-specification

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Shared Ownership

Shared ownership is a government-backed scheme that makes it easier for you to buy an affordable stake in a property.

The share you buy is dependent on your financial and personal circumstances. It can be from a minimum of 25% to a maximum of 75% share of the full market value of the property. You may be able to buy further shares at a later stage and in most instances you will be able to buy up to 100% of the shares in your home and own it outright. However, in some cases there may be restrictions on when you can buy a further share or on the maximum total share you can own.

Further information can be found in our Shared ownership article.

Do I Qualify?

You qualify for shared ownership if you:

  • Have a household income of under £80,000 (less than £90,000 in London)

  • Don’t currently own your home and can’t afford to on the open market

  • Can afford the minimum deposit

  • Pass an affordability check to make sure you can get a mortgage


* The full market value of this home is £237,500 but, with shared ownership, you could purchase an initial 25% share for just £59,375 and pay a monthly rent on the remaining share. If you’re buying with a mortgage you may only need a deposit of 5% of the amount you borrow, meaning your deposit could be as low as £2,969.

See how much your monthly payments could be...

With shared ownership plans, your share can only be between 25% - 75%.

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25%75%
£
£
£
£

Years

Your estimated monthly payments could be...

£851

Est. mortgage charge

£331

Rental cost

£409

Service charge

£111

These prices are based on a 25 year mortgage term with a 4.5% mortgage interest rate. This is the same criteria which we use in our adverts. Your actual mortgage offer may be a bit different. As a guide you would be looking at around £331 a month for your mortgage repayment and £409 for your rent. This gives you a monthly cost of around £851. The figures are estimates and should be used for guidance only. There may be other costs you need to consider such as estate management fees, ground rent, service charges etc.

This calculator is provided for guidance only; Persona Homes does not offer mortgage advice. You will need to take advice from a suitably qualified adviser before applying for and agreeing to a mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. If you like what you see, contact us today so we can see if we can help you make your homeownership dreams a reality.

Good to know

This is a summary of information about this property and what your ongoing costs are likely to be once you move in. Your sales host will be able to give you more information about this home.

  • Tenure: TBC
  • Council tax band: TBC
  • Service charge: £111

Keen to find out more?

Whether you’d like to book a viewing or simply have a quick introductory chat, our helpful advisory team would love to hear from you.

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