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Eamont Chase

Carleton, Penrith, CA11 8TY

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  • Semi-detached, mid terrace and end terrace
  • 2-3 bedrooms

Prices from…

Shared ownership:£51,250*
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Great location, stunning views

Located on the outskirts of the popular market town of Penrith, Eamont Chase is a lovely new development in the village of Carleton. Just a short distance from the stunning Lake District National Park, you will find everything you need within easy reach, including award winning schools, shops, restaurants, and sports facilities. Eamont Chase offers all you need for modern family living.

With fantastic country views and located on the edge of the many walks that the Eden Valley and nearby River Eamont have to offer, living here gives you the very best of town and country.

*This development has a local area restriction.

Key features of Eamont Chase

  • Only one mile to the High Street of Penrith
  • Lake District National Park is a 3-mile drive away
  • Excellent transport links, by rail you could be in London in just over 3 hours
  • Lovely new development with open spaces and a natural play trail
  • Local village pub and river walks
  • Best of rural living with essential amenities close by
  • All homes available with shared ownership only

See how much your monthly payments could be...

With shared ownership plans, your share can only be between 25% - 75%.

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25%75%
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Years

Your estimated monthly payments could be...

£668

Est. mortgage charge

£315

Rental cost

£353

These prices are based on a 25 year mortgage term with a 5.5% mortgage interest rate. This is the same criteria which we use in our adverts. Your actual mortgage offer may be a bit different. As a guide you would be looking at around £315 a month for your mortgage repayment and £353 for your rent. This gives you a monthly cost of around £668. The figures are estimates and should be used for guidance only. There may be other costs you need to consider such as estate management fees, ground rent, service charges etc.

This calculator is provided for guidance only; Persona Homes does not offer mortgage advice. You will need to take advice from a suitably qualified adviser before applying for and agreeing to a mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. If you like what you see, contact us today so we can see if we can help you make your homeownership dreams a reality.

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Shared Ownership

Shared ownership is a government-backed scheme that makes it easier for you to buy an affordable stake in a property.

The share you buy is dependent on your financial and personal circumstances. It can be from a minimum of 25% to a maximum of 75% share of the full market value of the property. You may be able to buy further shares at a later stage and in most instances you will be able to buy up to 100% of the shares in your home and own it outright. However, in some cases there may be restrictions on when you can buy a further share or on the maximum total share you can own.

Further information can be found in our Shared ownership article.

Do I Qualify?

You qualify for shared ownership if you:

  • Have a household income of under £80,000 (less than £90,000 in London)

  • Don’t currently own your home and can’t afford to on the open market

  • Can afford the minimum deposit

  • Pass an affordability check to make sure you can get a mortgage


* The full market value of these homes is from £205,000 but, with shared ownership, you could purchase an initial 25% share for just £51,250 and pay a monthly rent on the remaining share. If you’re buying with a mortgage you may only need a deposit of 5% of the amount you borrow, meaning your deposit could be as low as £2,563.

* Local connection requirements are:

a) The householder currently lives or works in the parish of Penrith or the neighbouring parishes of Langwathby, Brougham, Yanwath and Eamont Bridge, Dacre, Catterlen, Hesket, Lazonby and Great Salkeld or others such areas of the District of Eden as may be specified in writing by the Council and has done so for a continuous period of at least three years; or

b) Has moved away from the parish of Penrith or the neighbouring parishes of Langwathby, Brougham, Yanwath and Eamont Bridge, Dacre, Catterlen, Hesket, Lazonby and Great Salkeld or others such areas of the District of Eden as may be specified in writing by the Council but has strong established and continuous links with the particular parish or the area of the District of Eden specified in writing by the Council from which the person moved away by reason of birth or long term immediate family connections; or

c) Has an essential need through old age or disability to live close to a relative who has lived in the parish of Penrith or the neighbouring parishes of Langwathby, Brougham, Yanwath and Eamont Bridge, Dacre, Catterlen, Hesket, Lazonby and Great Salkeld or others such areas of the District of Eden as may be specified in writing by the Council and has done so for a continuous period of at least three years.

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