Church Fields

St Michaels Avenue, New Hartley, Northumberland, NE25 0RP

Semi-detached
2 bedrooms

Prices from…

Shared ownership:	£63,750*

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The best of both

Set in the semi-rural village of New Hartley, Church Fields is a brand-new development available with shared ownership. Perfect for first-time buyers and young families, this is a great choice to get your foot on the property ladder.

Living here means you can enjoy country walks and scenic nature trails whilst being less than a 20-minute drive from Whitley Bay and Tynemouth. These bustling seaside towns offer all you need in the way of shops, bars and cafes.

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Key features of Church Fields

The Site Manager is an NHBC Pride in the Job Quality Award winner
Less than 10 minutes from the beach
Enjoy reduced running costs thanks to modern materials and building techniques used to deliver your new energy-efficient home
Available with shared ownership
Conveniently located under 6 miles from Cramlington town centre
Perfect for young families and first-time buyers

Featured plot

Plot 205, Ellerton - 3-bed home

£63,750 with shared ownership

This impressive Ellerton home really stands out from the crowd for a few reasons:

Offers beautiful views of the sea
Reserve with a deposit as low as £3,188!*
Includes a high specification throughout

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Sale type

Shared ownership

Bedrooms

House type

Semi-detached

Plot 205

from£63,750*

Ellerton

Bright and airy home, ideal for modern family living

3 bedrooms

Driveway parking

En-suite

Cloakroom

Your estimated monthly payments could be...

£831

Est. mortgage charge

£392

Rental cost

£439

View available plots

These prices are based on a 25 year mortgage term with a 5.5% mortgage interest rate. This is the same criteria which we use in our adverts. Your actual mortgage offer may be a bit different. As a guide you would be looking at around £392 a month for your mortgage repayment and £439 for your rent. This gives you a monthly cost of around £831. The figures are estimates and should be used for guidance only. There may be other costs you need to consider such as estate management fees, ground rent, service charges etc.

This calculator is provided for guidance only; Persona Homes does not offer mortgage advice. You will need to take advice from a suitably qualified adviser before applying for and agreeing to a mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. If you like what you see, contact us today so we can see if we can help you make your homeownership dreams a reality.

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What's around the area

Shared Ownership

Shared ownership is a government-backed scheme that makes it easier for you to buy an affordable stake in a property.

The share you buy is dependent on your financial and personal circumstances. It can be from a minimum of 25% to a maximum of 75% share of the full market value of the property. You may be able to buy further shares at a later stage and in most instances you will be able to buy up to 100% of the shares in your home and own it outright. However, in some cases there may be restrictions on when you can buy a further share or on the maximum total share you can own.

Further information can be found in our Shared ownership article.

Do I Qualify?

You qualify for shared ownership if you:

Have a household income of under £80,000 (less than £90,000 in London)
Don’t currently own your home and can’t afford to on the open market
Can afford the minimum deposit
Pass an affordability check to make sure you can get a mortgage

* The full market value of these homes is from £255,000 but, with shared ownership, you could purchase an initial 25% share for just £63,750 and pay a monthly rent on the remaining share. If you’re buying with a mortgage you may only need a deposit of 5% of the amount you borrow, meaning your deposit could be as low as £3,188.