Just released

Church Fields

Plot 196 - Ellerton

St Michaels Avenue, New Hartley, Northumberland, NE25 0RP

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  • Semi-detached
  • 3 bedrooms

Price from

£62,500* with shared ownership

External CGI of the Ellerton house type

1 of 8

About this home

The Ellerton has a great open-plan kitchen and dining space that will be the real heart of the home. Add to this three bedrooms, an en-suite to the main bedroom, a modern bathroom and handy downstairs cloakroom, there is enough room for the whole family.

Key features

  • Separate living room means you can relax and unwind after a busy day
  • Available with shared ownership - step onto the property ladder
  • French doors that lead out onto the garden
  • Good-sized bedrooms with ample space for furniture
  • Comes with driveway parking
  • Additional storage cupboards throughout the home means you can keep clutter to a minimum

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Floor plans

Ground floor layout of the Ellerton house type

Ground floor

Kitchen/dining
4.6m x 3.05m
15ft 1 x 10ft
Living room
3.97m x 3.61m
13ft x 11ft 10
Total home
76.9m2
827.8sq. ft.
Kitchen/dining
4.6m x 3.05m
15ft 1 x 10ft
Living room
3.97m x 3.61m
13ft x 11ft 10
Total home
76.9m2
827.8sq. ft.
First floor layout of the Ellerton

First floor

Bedroom 1
3.69m x 3.61m
12ft 1 x 11ft 10
Bedroom 1 en-suite
1.92m x 1.72m
6ft 4 x 5ft 8
Bedroom 2
3.25m x 2.71m
10ft 8 x 8ft 11
Bedroom 3
2.93m x 2.11m
9ft 7 x 6ft 11
Bathroom
1.92m x 1.7m
6ft 4 x 5ft 7
Bedroom 1
3.69m x 3.61m
12ft 1 x 11ft 10
Bedroom 1 en-suite
1.92m x 1.72m
6ft 4 x 5ft 8
Bedroom 2
3.25m x 2.71m
10ft 8 x 8ft 11
Bedroom 3
2.93m x 2.11m
9ft 7 x 6ft 11
Bathroom
1.92m x 1.7m
6ft 4 x 5ft 7

Home specifications

Kitchen

A modern symphony kitchen including:

  • Oven

  • Gas hob

  • Integrated fridge freezer

  • Flooring in Sorbonne 582 finish

persona-homes-specification-kitchen-stainless-steel-tap-quartz-worktop

See how much your monthly payments could be...

With shared ownership plans, your share can only be between 25% - 75%.

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25%75%
£
£
£
£

Years

Your estimated monthly payments could be...

£862

Est. mortgage charge

£384

Rental cost

£430

Service charge

£48

These prices are based on a 25 year mortgage term with a 5.5% mortgage interest rate. This is the same criteria which we use in our adverts. Your actual mortgage offer may be a bit different. As a guide you would be looking at around £384 a month for your mortgage repayment and £430 for your rent. This gives you a monthly cost of around £862. The figures are estimates and should be used for guidance only. There may be other costs you need to consider such as estate management fees, ground rent, service charges etc.

This calculator is provided for guidance only; Persona Homes does not offer mortgage advice. You will need to take advice from a suitably qualified adviser before applying for and agreeing to a mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. If you like what you see, contact us today so we can see if we can help you make your homeownership dreams a reality.

There’s more

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Shared Ownership

Shared ownership is a government-backed scheme that makes it easier for you to buy an affordable stake in a property.

The share you buy is dependent on your financial and personal circumstances. It can be from a minimum of 25% to a maximum of 75% share of the full market value of the property. You may be able to buy further shares at a later stage and in most instances you will be able to buy up to 100% of the shares in your home and own it outright. However, in some cases there may be restrictions on when you can buy a further share or on the maximum total share you can own.

Further information can be found in our Shared ownership article.

Do I Qualify?

You qualify for shared ownership if you:

  • Have a household income of under £80,000 (less than £90,000 in London)

  • Don’t currently own your home and can’t afford to on the open market

  • Can afford the minimum deposit

  • Pass an affordability check to make sure you can get a mortgage


* The full market value of this home is £250,000 but, with shared ownership, you could purchase an initial 25% share for just £62,500 and pay a monthly rent on the remaining share. If you’re buying with a mortgage you may only need a deposit of 5% of the amount you borrow, meaning your deposit could be as low as £3,125.

Good to know

This is a summary of information about this property and what your ongoing costs are likely to be once you move in. Your sales host will be able to give you more information about this home.

  • Tenure: Freehold
  • Estimated council tax band: TBC
  • Service charge: £47.31

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