South Oxhey Central

Plot 435 - Type G - 2 Bedroom

South Oxhey, Watford WD19 7FR

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  • Upper floor flat
  • 2 bedrooms

Price from

£88,125* with shared ownership

Kitchen

1 of 6

About this home

This thoughtfully designed open-plan two-bedroom apartment is ideal for today's modern living. The open-plan living area provides a perfect space for cooking, entertaining and relaxing. Take advantage of the balcony and while away the summer evenings watching the world pass you by.

Both bedrooms benefit from floor to ceiling windows to maximise light, while the master-bedroom comes with its own private en-suite. This home is ready to move into, all you need to do is bring your belongings. What are you waiting for? Call now and arrange a viewing.

Key features

  • Open-plan, free-flowing layout
  • Stylish integrated kitchen
  • Electrolux white goods
  • Large windows let in flood of natural light
  • Private balcony
  • Allocated car parking available at an extra charge

Floor plans

persona_homes_south_oxhey_central_type_g_two_bed_apartment

2-bedroom apartment

Kitchen/living/dining
7.11m x 4.12m
23ft 4 x 13ft 6
Master bedroom
3.86m x 2.97m
12ft 8 x 9ft 9
Bedroom 2
3.86m x 2.6m
12ft 8 x 8ft 6
Total floor area
64.5m2
694.3sq. ft.
Kitchen/living/dining
7.11m x 4.12m
23ft 4 x 13ft 6
Master bedroom
3.86m x 2.97m
12ft 8 x 9ft 9
Bedroom 2
3.86m x 2.6m
12ft 8 x 8ft 6
Total floor area
64.5m2
694.3sq. ft.

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Shared Ownership

Shared ownership is a government-backed scheme that makes it easier for you to buy an affordable stake in a property.

The share you buy is dependent on your financial and personal circumstances. It can be from a minimum of 25% to a maximum of 75% share of the full market value of the property. You may be able to buy further shares at a later stage and in most instances you will be able to buy up to 100% of the shares in your home and own it outright. However, in some cases there may be restrictions on when you can buy a further share or on the maximum total share you can own.

Further information can be found in our Shared ownership article.

Do I Qualify?

You qualify for shared ownership if you:

  • Have a household income of under £80,000 (less than £90,000 in London)

  • Don’t currently own your home and can’t afford to on the open market

  • Can afford the minimum deposit

  • Pass an affordability check to make sure you can get a mortgage


* The full market value of this home is £352,500 but, with shared ownership, you could purchase an initial 25% share for just £88,125 and pay a monthly rent on the remaining share. If you’re buying with a mortgage you may only need a deposit of 5% of the amount you borrow, meaning your deposit could be as low as £4,407.

See how much your monthly payments could be...

With shared ownership plans, your share can only be between 25% - 75%.

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25%75%
£
£
£
£

Years

Your estimated monthly payments could be...

£1,263

Est. mortgage charge

£490

Rental cost

£606

Service charge

£167

These prices are based on a 25 year mortgage term with a 4.5% mortgage interest rate. This is the same criteria which we use in our adverts. Your actual mortgage offer may be a bit different. As a guide you would be looking at around £490 a month for your mortgage repayment and £606 for your rent. This gives you a monthly cost of around £1,263. The figures are estimates and should be used for guidance only. There may be other costs you need to consider such as estate management fees, ground rent, service charges etc.

This calculator is provided for guidance only; Persona Homes does not offer mortgage advice. You will need to take advice from a suitably qualified adviser before applying for and agreeing to a mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. If you like what you see, contact us today so we can see if we can help you make your homeownership dreams a reality.

Good to know

This is a summary of information about this property and what your ongoing costs are likely to be once you move in. Your sales host will be able to give you more information about this home.

  • Tenure: TBC
  • Council tax band: TBC
  • Service charge: £166.27

Keen to find out more?

Whether you’d like to book a viewing or simply have a quick introductory chat, our helpful advisory team would love to hear from you.

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