Just released

Bowland Fold

Plot 026 - Sedgwick A

Halton, Lancashire, LA2 6FL

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Detached
3 bedrooms

Price from

£100,000* with shared ownership

Check out our affordability calculator

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About this home

A detached home that has all you need for modern family living! If the downstairs kitchen and dining area with breakfast bar and utility doesn’t blow you away – check out the separate lounge with dual aspect windows. Both rooms open out onto the rear garden which means summer times are going to be the perfect excuse to entertain.

The wow factor continues upstairs. There are three double bedrooms, and the main bedroom comes with an en-suite and dressing area. The family bathroom and handy downstairs cloakroom complete this home. Oh, not quite – there is a single detached garage too!

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Key features

Modern Magnet kitchen with integrated appliances and breakfast bar
Utility room
Hive heating
Main bedroom with en-suite and dressing area
Turfed and fenced rear garden
Detached garage

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Floor plans

Ground floor

Kitchen/dining

5.94m x 3.49m

19ft 6″ x 11ft 5″

Living room

5.94m x 3.52m

19ft 6″ x 11ft 7″

Cloakroom

1.85m x 1.02m

6ft 1″ x 3ft 4″

Utility

2.25m x 1.42m

7ft 5″ x 4ft 8″

Total home

112.9m²

1,215.3sq. ft.

Kitchen/dining

5.94m x 3.49m

19ft 6″ x 11ft 5″

Living room

5.94m x 3.52m

19ft 6″ x 11ft 7″

Cloakroom

1.85m x 1.02m

6ft 1″ x 3ft 4″

Utility

2.25m x 1.42m

7ft 5″ x 4ft 8″

Total home

112.9m²

1,215.3sq. ft.

First floor

Main bedroom

3.97m x 3.5m

13ft x 11ft 6″

En-suite

2.76m x 1.43m

9ft 1″ x 4ft 8″

Bedroom 2

4.31m x 2.86m

14ft 2″ x 9ft 5″

Bedroom 3

3.56m x 2.97m

11ft 8″ x 9ft 9″

Bathroom

2.22m x 1.92m

7ft 3″ x 6ft 4″

Main bedroom

3.97m x 3.5m

13ft x 11ft 6″

En-suite

2.76m x 1.43m

9ft 1″ x 4ft 8″

Bedroom 2

4.31m x 2.86m

14ft 2″ x 9ft 5″

Bedroom 3

3.56m x 2.97m

11ft 8″ x 9ft 9″

Bathroom

2.22m x 1.92m

7ft 3″ x 6ft 4″

Home specifications

Kitchen

Modern Magnet kitchen complete with:

Zanussi electric hob*
Glass chimney hood
Zanussi single oven
Integrated dishwasher
Integrated fridge-freezer

*Plot 3 comes with a gas hob

Bathroom

En-suite

Everything else

persona-homes-specification-kitchen-symphony-cream-units-wooden-wortktops-wood-floor

Your estimated monthly payments could be...

£1,369

Est. mortgage charge

£615

Rental cost

£688

Service charge

£66

These prices are based on a 25 year mortgage term with a 5.5% mortgage interest rate. This is the same criteria which we use in our adverts. Your actual mortgage offer may be a bit different. As a guide you would be looking at around £615 a month for your mortgage repayment and £688 for your rent. This gives you a monthly cost of around £1,369. The figures are estimates and should be used for guidance only. There may be other costs you need to consider such as estate management fees, ground rent, service charges etc.

This calculator is provided for guidance only; Persona Homes does not offer mortgage advice. You will need to take advice from a suitably qualified adviser before applying for and agreeing to a mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. If you like what you see, contact us today so we can see if we can help you make your homeownership dreams a reality.

Have any questions?

Our lovely Persona Homes Hosts are happy to help

Shared Ownership

Shared ownership is a government-backed scheme that makes it easier for you to buy an affordable stake in a property.

The share you buy is dependent on your financial and personal circumstances. It can be from a minimum of 25% to a maximum of 75% share of the full market value of the property. You may be able to buy further shares at a later stage and in most instances you will be able to buy up to 100% of the shares in your home and own it outright. However, in some cases there may be restrictions on when you can buy a further share or on the maximum total share you can own.

Further information can be found in our Shared ownership article.

Do I Qualify?

You qualify for shared ownership if you:

Have a household income of under £80,000 (less than £90,000 in London)
Don’t currently own your home and can’t afford to on the open market
Can afford the minimum deposit
Pass an affordability check to make sure you can get a mortgage

* The full market value of this home is £400,000 but, with shared ownership, you could purchase an initial 25% share for just £100,000 and pay a monthly rent on the remaining share. If you’re buying with a mortgage you may only need a deposit of 5% of the amount you borrow, meaning your deposit could be as low as £5,000.

These homes have a maximum share cap purchase of 80%. Please speak with your Persona host for full details.

Good to know

This is a summary of information about this property and what your ongoing costs are likely to be once you move in. Your sales host will be able to give you more information about this home.

Tenure: Freehold
Estimated council tax band: D
Service charge: £65.86