King Edwards Park

Plot 115 - Harcourt

Off Palmerston Avenue, Morpeth, NE61 2NU

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  • Semi-detached

  • 2 bedrooms

Price from

£48,750* with shared ownership

Check out our affordability calculator
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About this home

A great two-bedroom home that has much to offer! The Harcourt has a spacious living room which opens out through French doors onto the garden, bringing the outdoors in. Enjoy those summer evenings relaxing or entertaining.

Upstairs as well as the two double bedrooms there is a tiled family bathroom. A handy downstairs cloakroom and driveway parking complete this home. Harcourt is an excellent choice for getting your foot onto the property ladder.

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Key features

  • Modern Symphony kitchen with integrated appliances
  • Separate living room overlooking the rear garden
  • Handy downstairs cloakroom
  • Extra storage
  • Driveway parking with space for two cars
  • Front and rear garden

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Floor plans

King Edwards Park - Harcourt-ground-floor

Ground floor

Living room

4.11m x 2.77m
13ft 6″ x 9ft 1″

Kitchen/dining

4.59m x 2.01m
15ft 1″ x 6ft 7″

Total house

62.26m2
670.2sq. ft.

Living room

4.11m x 2.77m
13ft 6″ x 9ft 1″

Kitchen/dining

4.59m x 2.01m
15ft 1″ x 6ft 7″

Total house

62.26m2
670.2sq. ft.
King Edwards Park - Harcourt -first-floor

First floor

Main bedroom

4.08m x 2.86m
13ft 5″ x 9ft 5″

Bedroom 2

4.11m x 2.43m
13ft 6″ x 8ft

Main bedroom

4.08m x 2.86m
13ft 5″ x 9ft 5″

Bedroom 2

4.11m x 2.43m
13ft 6″ x 8ft

Home specifications

Kitchen

Modern Symphony kitchen including:

  • Integrated single oven

  • Stainless steel gas hob and splashback

  • Stainless steel extractor

  • Integrated fridge-freezer

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See how much your monthly payments could be...

With shared ownership plans, your share can only be between 25% - 75%.

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25%75%
£
£
£
£

Years

Your estimated monthly payments could be...

£746

Est. mortgage charge

£300

Rental cost

£336

Service charge

£110

Register interest

These prices are based on a 25 year mortgage term with a 5.5% mortgage interest rate. This is the same criteria which we use in our adverts. Your actual mortgage offer may be a bit different. As a guide you would be looking at around £300 a month for your mortgage repayment and £336 for your rent. This gives you a monthly cost of around £746. The figures are estimates and should be used for guidance only. There may be other costs you need to consider such as estate management fees, ground rent, service charges etc.

This calculator is provided for guidance only; Persona Homes does not offer mortgage advice. You will need to take advice from a suitably qualified adviser before applying for and agreeing to a mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. If you like what you see, contact us today so we can see if we can help you make your homeownership dreams a reality.

Have any questions?

Our lovely Persona Homes Hosts are happy to help

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Shared Ownership

Shared ownership is a government-backed scheme that makes it easier for you to buy an affordable stake in a property.

The share you buy is dependent on your financial and personal circumstances. It can be from a minimum of 25% to a maximum of 75% share of the full market value of the property. You may be able to buy further shares at a later stage and in most instances you will be able to buy up to 100% of the shares in your home and own it outright. However, in some cases there may be restrictions on when you can buy a further share or on the maximum total share you can own.

Further information can be found in our Shared ownership article.

Do I Qualify?

You qualify for shared ownership if you:

  • Have a household income of under £80,000 (less than £90,000 in London)

  • Don’t currently own your home and can’t afford to on the open market

  • Can afford the minimum deposit

  • Pass an affordability check to make sure you can get a mortgage

* The full market value of this home is £195,000 but, with shared ownership, you could purchase an initial 25% share for just £48,750 and pay a monthly rent on the remaining share. If you’re buying with a mortgage you may only need a deposit of 5% of the amount you borrow, meaning your deposit could be as low as £2,438.

Good to know

This is a summary of information about this property and what your ongoing costs are likely to be once you move in. Your sales host will be able to give you more information about this home.

  • Tenure: Leasehold
  • Estimated council tax band: TBC
  • Lease length: 125 years
  • Service charge: £109.91

Other homes

Plot 112

from£48,750*

Harcourt

A smart choice for a starter home and perfect for modern living.

2 bedrooms

Driveway parking

Separate living room

Cloakroom

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Plot 114

from£65,000*
New release!

Eveleigh

A lovely family home with more than you would expect, a popular house type!

3 bedrooms

Semi-detached

En-suite

Driveway parking

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