Mowbray View

Plot 012 - Harcourt

Thirsk, YO7 3SH

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Semi-detached
2 bedrooms

Price from

£50,000* with shared ownership

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persona-homes-mowbray-view-homes-for-sale-thirsk-harcourt

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About this home

This lovely property is perfect for those looking to get onto the property ladder. The Harcourt boasts a front-facing open-plan kitchen and dining area that will be the real heart of the home. Whilst a spacious living room with French doors can be found at the back of the home. Upstairs, two spacious bedrooms and a modern family bathroom offer comfortable living.

Plot 012 has a lovely west-facing garden which means you can enjoy lots of sunshine throughout the day. What's more, this home is opposite the public, green open space.

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Key features

Handy downstairs cloakroom
Contemporary kitchen with integrated appliances
Extra storage throughout the home
Available with shared ownership
Off-street parking
Modern family bathroom

Floor plans

Ground floor

Kitchen/dining area

4.56m x 2.1m

15ft x 6ft 11″

Living room

4.08m x 2.74m

13ft 5″ x 9ft

Total floor area

82.58m²

888.9sq. ft.

Kitchen/dining area

4.56m x 2.1m

15ft x 6ft 11″

Living room

4.08m x 2.74m

13ft 5″ x 9ft

Total floor area

82.58m²

888.9sq. ft.

First floor

Bedroom 1

4.08m x 2.83m

13ft 5″ x 9ft 3″

Bedroom 2

4.08m x 2.4m

13ft 5″ x 7ft 10″

Bedroom 1

4.08m x 2.83m

13ft 5″ x 9ft 3″

Bedroom 2

4.08m x 2.4m

13ft 5″ x 7ft 10″

Home specifications

Kitchen

A modern symphony kitchen including:

Postformed worktops with 95mm upstand
Indesit oven, gas hob, and integrated hood
Splashback

Bathroom

Everything else

persona-homes-specification-kitchen-pale-wood-units-quartz-workstop-sink-tap

Your estimated monthly payments could be...

£652

Est. mortgage charge

£308

Rental cost

£344

These prices are based on a 25 year mortgage term with a 5.5% mortgage interest rate. This is the same criteria which we use in our adverts. Your actual mortgage offer may be a bit different. As a guide you would be looking at around £308 a month for your mortgage repayment and £344 for your rent. This gives you a monthly cost of around £652. The figures are estimates and should be used for guidance only. There may be other costs you need to consider such as estate management fees, ground rent, service charges etc.

This calculator is provided for guidance only; Persona Homes does not offer mortgage advice. You will need to take advice from a suitably qualified adviser before applying for and agreeing to a mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. If you like what you see, contact us today so we can see if we can help you make your homeownership dreams a reality.

Have any questions?

Our lovely Persona Homes Hosts are happy to help

Shared Ownership

Shared ownership is a government-backed scheme that makes it easier for you to buy an affordable stake in a property.

The share you buy is dependent on your financial and personal circumstances. It can be from a minimum of 25% to a maximum of 75% share of the full market value of the property. You may be able to buy further shares at a later stage and in most instances you will be able to buy up to 100% of the shares in your home and own it outright. However, in some cases there may be restrictions on when you can buy a further share or on the maximum total share you can own.

Further information can be found in our Shared ownership article.

Do I Qualify?

You qualify for shared ownership if you:

Have a household income of under £80,000 (less than £90,000 in London)
Don’t currently own your home and can’t afford to on the open market
Can afford the minimum deposit
Pass an affordability check to make sure you can get a mortgage

* The full market value of this home is £200,000 but, with shared ownership, you could purchase an initial 25% share for just £50,000 and pay a monthly rent on the remaining share. If you’re buying with a mortgage you may only need a deposit of 5% of the amount you borrow, meaning your deposit could be as low as £2,500.

Good to know

This is a summary of information about this property and what your ongoing costs are likely to be once you move in. Your sales host will be able to give you more information about this home.

Tenure: Freehold
Estimated council tax band: TBC
Service charge: TBC